Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms") carefully before using the Tezuda Mapexo website and services operated by Tezuda Mapexo ("us," "we," or "our").
1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our services.
2. Description of Service
Tezuda Mapexo provides financial education services, including but not limited to:
- Online courses and educational materials
- Budgeting tools and templates
- Financial coaching sessions
- Community forums and support
- Related resources and content
Our services are educational in nature and do not constitute financial advice, investment recommendations, or professional financial planning services.
3. User Accounts
When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account.
4. Payment Terms
Certain aspects of our services may be provided for a fee. By purchasing our services, you agree to pay all applicable fees as described on our website. All fees are in Canadian dollars (CAD) and are non-refundable except as required by law or as explicitly stated in our refund policy.
5. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of Tezuda Mapexo and its licensors. Our services are protected by copyright, trademark, and other laws of both Canada and foreign countries.
6. User Content
Our Service may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content that you post on or through the Service, including its legality, reliability, and appropriateness.
7. Prohibited Uses
You may use our services only for lawful purposes and in accordance with these Terms. You agree not to use our services:
- In any way that violates any applicable federal, provincial, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate Tezuda Mapexo, a Tezuda Mapexo employee, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service, or which may harm Tezuda Mapexo or users of the Service
8. Disclaimer of Warranties
Your use of our services is at your sole risk. The services are provided on an "AS IS" and "AS AVAILABLE" basis. Tezuda Mapexo disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
In no event shall Tezuda Mapexo, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.
10. Indemnification
You agree to defend, indemnify, and hold harmless Tezuda Mapexo and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any claims, damages, obligations, losses, liabilities, costs or debt, and expenses resulting from or arising out of your use and access of the services, or a breach of these Terms.
11. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to or use of the services shall be instituted in the courts of Ontario.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Tezuda Mapexo
123 Financial District Blvd
Toronto, ON M5X 1A9
Canada
Email: legal@tezuda-mapexo.sbs
Phone: +1 4373216451